Should You Use Crowdfunding Instead Of Paying For Insurance? With the invention of platforms such as GoFundMe and other crowdfunding platforms, these are being used as an alternative to paying for insurance. Recently with the floods a lot of us, myself included have been affected, with homes being destroyed, businesses being impacted, and a lot of issues. Some of these stories in the paper have…
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5 Personal Insurance Products You Need To Seriously Think About
5 Personal Insurance Products You Need To Seriously Think About The world is changing, and we all need to think about changing with it, especially when it comes to personal insurance. But unfortunately a lot of the time we are too busy being too busy and sometimes neglect the things we actually need to think about or do something about as it can dramatically affect…
How I Tried And Failed To Work Through While Recovering From A Lower Leg Injury
How I Tried And Failed To Work Through While Recovering From A Lower Leg Injury In August of 2022 I was being a helper at my sons rugby training. Last training session of the season, the wonderful coach wanted to have a parents vs kids touch game. Running down the middle of the pitch or as my old coach used to call it, the fat-mans…
Top Four Reasons To Have Insurance If You Are Self-Employed
Top Four Reasons To Have Insurance If You Are Self-Employed As a self-employed individual, it can be easy to overlook the importance of personal insurance. After all, you’re your own boss and have the freedom to make your own decisions. But the reality is that personal insurance is crucial for protecting both you and your business in the event of unexpected circumstances. In New Zealand,…
How Euthanasia, Vaping and Your BMI Play a Role in Health Insurance
How Euthanasia, Vaping and Your BMI Play a Role in Health Insurance The 3 Questions I Have Are: Euthanasia and how it affects your Life insurance? I was a smoker, but now I vape, am I considered a Smoker or Non-Smoker? Who is the insurance company that doesn’t ask for Height or Weight? Euthanasia In New Zealand, we have this now. As Kiwis, if we…
Do I Need Health Insurance?
Do I Need Health Insurance? In New Zealand we are supported very well for the most part with Private care through ACC and with a very good Public system, so do I need health insurance? There are limitations to both of these; ACC is limited to accidents only and the Public system is limited to availability and to certain treatments that are covered. ACC is…
Why You Should Be Investing Into Buckets
Investing Into Buckets Go and purchase any number of books on the topic of investing, building wealth, or retirement planning, and most of the authors will speak about their version of ‘investing into buckets’. It is certainly a theme shared by most of the world’s greatest and well-known investment experts. What do we mean by ‘investing into buckets’? In this article, we will break down…
Have Some Reasons to Review Your Life Insurance
Have Some Reasons to Review Your Life Insurance When I first was signed up to Life insurance I was 17, I went to the National Bank for a personal loan for a tricked-out Subaru. The person approving my personal loan was adamant that I needed Life insurance to match the personal loan. By the time I needed to think about Life insurance again it was…
Why Do New Parents Get Life Insurance?
Why Do New Parents Get Life Insurance? When you start a family, you enter an exciting world of new experiences and responsibilities. How can new parents Life Insurance be of benefit? New parent’s Life Insurance can be a way to protect your family’s financial security. It’s there as the backup plan, should an event occur to disrupt your future. It can be reassuring to know…
The Three Pillars Of Risk
The Three Pillars Of Risk When it comes to knowing where to invest and seeking financial advice from a qualified Investment Adviser, there is generally a lot of focus placed on a client’s Risk Profile. And, for good reason, as knowing your ‘risk tolerance’ and your ‘emotional composure’ when it comes to investing, is very important. But – Is this the only component to consider…