How to Improve Your Odds of Getting Your Bank to Say Yes Raising Bread and Honey Undoubtedly a Kiwi dream is to own a place of our own. Whether it’s a free-standing house, an apartment,…
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Inflation: Slowly Deflating Your Worries (and Interest Rates!)
Inflation: Slowly Deflating Your Worries (and Interest Rates!) Kia ora everyone! Let’s talk about inflation, that pesky buzzword that’s been clinging to our wallets like gum to a shoe. We all know the feeling –…
Why Emotions Have No Place in Investing
Why Emotions Have No Place in Investing Investing may appear straightforward, yet emotions – powerful and unpredictable – often hijack this space, leading to decisions fuelled by fear, greed, and hope rather than logic and…
How Will The New Debt-To-Income Ratios Work?
How Will The New Debt To Income Ratios Work? What is Debt To Income Ration (DTI)? We’re about to get very familiar with a new acronym in lending – DTI’s. Those jumble of letters represent…
Reasons To Be Optimistic About The Markets In 2024
Reasons To Be Optimistic About The Markets In 2024 A year ago, I wrote on the topics below with the same optimism I’ve written about in this article. Suffice to say, it seems I was…
How to Choose a Financial Adviser
How to Choose a Financial Adviser Every now and then I will field a phone call asking if we charge a fee for our service, or whether we receive our remuneration through commissions. The person…
When Will The High Cost of Living End?
When Will The High Cost of Living End? Last month we addressed the high costs of rent and mortgage payments, food, transport and petrol expenses we are all grappling with and made a couple of…
Is a Recession a Bad Time to Invest?
Is a Recession a Bad Time to Invest? Is there light at the end of the tunnel during a recession? In the wake of Covid-19 and the responses of governments worldwide, investors have been concerned…
Handling the Cost of Living
Handling the Cost of Living It’s no secret money doesn’t grow on trees. Many New Zealanders are currently struggling to deal with the high costs of living. Food, petrol and electricity are but some of…
Mastering the Art of Negotiation: How a Mortgage Broker Can Help You Get the Best Deal
Mastering the Art of Negotiation: How a Mortgage Broker Can Help You Get the Best Deal The process of buying a home or investment property can be both exciting and overwhelming, especially when it comes…