How to Improve Your Odds of Getting Your Bank to Say Yes Raising Bread and Honey Undoubtedly a Kiwi dream is to own a place of our own. Whether it’s a free-standing house, an apartment, or a tiny home, having a roof over our heads that we can call our own, is something most New Zealanders strive for. Homeownership infuses us with feelings of security…
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Inflation: Slowly Deflating Your Worries (and Interest Rates!)
Inflation: Slowly Deflating Your Worries (and Interest Rates!) Kia ora everyone! Let’s talk about inflation, that pesky buzzword that’s been clinging to our wallets like gum to a shoe. We all know the feeling – groceries costing a bit more, that dream vacation seeming further away. But here’s the good news about inflation While still a concern, is showing signs of simmering down. As the…
Why Emotions Have No Place in Investing
Why Emotions Have No Place in Investing Investing may appear straightforward, yet emotions – powerful and unpredictable – often hijack this space, leading to decisions fuelled by fear, greed, and hope rather than logic and strategy. While emotions serve us well in navigating daily life, in the realm of investing, they can become our worst enemies. My clients are mostly not what’s known as ‘sophisticated…
Reasons To Be Optimistic About The Markets In 2024
Reasons To Be Optimistic About The Markets In 2024 A year ago, I wrote on the topics below with the same optimism I’ve written about in this article. Suffice to say, it seems I was a little early in my optimism for 2023! To be honest, everything we thought would play out, did play out, it just went a little slower than expected. These key…
The Dawn of a New Era: The Potential Impact of US Bitcoin ETFs on the Crypto Market
The Dawn of a New Era: The Potential Impact of US Bitcoin ETFs on the Crypto Market My first 3 articles in Janet’s ‘Money Matters Newsletter’ were a basic introduction to Bitcoin and the crypto landscape. That was back in March 2022. In the world of crypto, that was light-years ago! To say a lot has happened since then is a massive understatement. The crypto…
When Will The High Cost of Living End?
When Will The High Cost of Living End? Last month we addressed the high costs of rent and mortgage payments, food, transport and petrol expenses we are all grappling with and made a couple of suggestions as to how to manage the expense of breathing. This month, we’ll look at what has caused these costs to rise. This in turn will help us make a…
Janet Is Interviewed By Nathan Barker From Connectworks
I was interviewed by Nathan Barker from Connectworks. We talked about the intersection of law, accounting and trusts. The accounting and law professions have always had to work closely together – relying on each other for various aspects of certain transactions and relationships. Despite that, they have always been seen as very ‘separate’. There are obvious reasons for this, both avenues require very different types…
How I Tried And Failed To Work Through While Recovering From A Lower Leg Injury
How I Tried And Failed To Work Through While Recovering From A Lower Leg Injury In August of 2022 I was being a helper at my sons rugby training. Last training session of the season, the wonderful coach wanted to have a parents vs kids touch game. Running down the middle of the pitch or as my old coach used to call it, the fat-mans…
What’s The Difference Between A Mortgage Broker Versus A Bank
What’s The Difference Between A Mortgage Broker Versus A Bank When it comes to obtaining a mortgage, you have two main options – working with a mortgage broker or a major bank. Although both options have their advantages, opting for a mortgage broker could provide a range of benefits that make it the better choice for many borrowers, whether you are purchasing your own home…
Investing In KiwiSaver The Right Way
Investing In KiwiSaver The Right Way In this article, I want to share the wisdom around why to invest into KiwiSaver, how much you should invest, and what you should be looking out for in a provider in order to make the right decision as to who you will invest with. KiwiSaver is a voluntary, workplace-based savings scheme in New Zealand that was introduced in…