Investing into crypto – Why? In our previous article, we stripped crypto/digital assets back to the very fundamentals. The basics. Hopefully, you can now at least ‘pretend’ like you understand this space when sipping a martini with friends, or frying bangers on the barbie with some mates! Don’t worry though – We are ALL learning! In this article, we want to put forward some arguments…
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Don’t Be a Mortgage Ostrich!
Don’t Be a Mortgage Ostrich! Mortgage payments – they’re always there in the back of your mind. You think about it before buying a new car, getting a gift for your spouse or taking the family on a vacation. These days you’re likely to be thinking about it before you put petrol in the car or push the shopping trolley around the supermarket. In the…
Confidently Creating a Business Plan For Success During Rapid & Accelerating Change
News headlines continue to be filled with disaster; preaching pending doom and tales of incompetence. Always remember that news organisations love disaster. It sells media because it’s far more compelling (eye-ball grabbing) than slow improvements. A look across the globe shows rates of poverty are going down, average incomes are going up, and our longevity is increasing. The world is actually doing pretty well in…
Buying & selling property in the current market -September
Buying & selling property in the current market -September There has been plenty of talk in the media about how the market has slowed and how property prices have dropped, but what isn’t being reported is how many successful sales have been made over the past 2-3 months. We have had several really busy auctions where we have had multiple bidders and the property has…
Buying & Selling Property in The Current Market August 2022
Buying & Selling Property in The Current Market August 2022 There has been plenty of talk in the media about how the market has slowed and how property prices have dropped, but what isn’t being reported is how many successful sales have been made over the past 2-3 months. We have had several really busy auctions where we have had multiple bidders and the property…
Bitcoin – What’s All The Fuss About And Is It Really That Good An Investment?
Bitcoin! Bitcoin! Bitcoin! Crypto this – Crypto that! It’s all we seem to be hearing about these days right? So, what is it? Why all the hype? And, should you be taking a seat at this table? Let’s jump right in! This article is intended to be a very basic overview of what Bitcoin, and by extension, other cryptocurrencies are. We will expand on the…
What’s The Point Of Insurance & How To Identify A Financial Risk?
Insurance, at its essence, it is transferring your financial risk to a company and paying a regular premium to them for the pleasure. No one likes to pay for insurance that is a give in. It provides peace of mind but feels like vinegar when each premium is deducted. Insurance is necessary, it ensures your home can be rebuilt, your car can be replaced, the…
Why Use A Mortgage Broker And What Do They Actually Do?
Well let’s start this article off with getting the terminology straight. These days mortgage brokers are more often called mortgage advisers and we’ll stick with that for the remainder of the article. The change really came about after a couple of rounds of regulatory change in the advice industry and it does more accurately reflect what we do. Yes we do broker the deal and…
How To Choose The Best Real Estate Salesperson
Michelle has a problem. She’s ready to list her property for sale but she’s not sure what real estate salesperson best matches how she wants her pride and joy to be sold. Her parents say an established agent concentrating within her neighbourhood will have the depth and experience to sell her home at the best price. However, her friends say a funky younger agent with…
Investing In Shares
Don’t be scared of a bear market – this has happened before and will happen again. Of the traditional asset classes – cash, bonds, property and shares – shares carry the greatest level of risk but also have the potential for generating the highest returns over the long term. Indeed, the average stock market return in the US has been about 10% annually since 1926….