Should You Use Crowdfunding Instead Of Paying For Insurance? With the invention of platforms such as GoFundMe and other crowdfunding platforms, these are being used as an alternative to paying for insurance. Recently with the floods a lot of us, myself included have been affected, with homes being destroyed, businesses being impacted, and a lot of issues. Some of these stories in the paper have…
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The Benefits of Long-Term Investing, Compound Interest, and Dollar Cost Averaging
The Benefits of Long-Term Investing, Compound Interest, and Dollar Cost Averaging If you’re looking to grow your wealth, long-term investing is the right way and is a great option. But there are a few things you need to know to make sure you’re doing it right. Of course, all of these areas can be greatly expanded on, but this article is to give you a…
How to Improve Your Credit Score to Obtain Finance
How to Improve Your Credit Score to Obtain Finance Are you looking to obtain finance? Then you need a good credit score. Below I will outline ways how to improve your credit score. Your credit score will determine whether you are eligible for finance or how much you may be entitled to borrow. In this article, we will focus on how to improve your credit…
We Are In a Recession. So Where To Now For The Property Market?
We Are In a Recession. So Where To Now For The Property Market? Well, it’s pretty strange out there in the property market! Interest rates have jumped, then fallen, then risen again. Home sales have slumped, but inventory remains sparse — and home prices might even be rising again (more coming on that). Inflation was under control, until it wasn’t, though maybe it is again….
Benefits Of Being A Homeowner
Benefits Of Being A Homeowner Owning a home is a significant milestone for any New Zealander and it has been throughout our history and the benefits of being a homeowner are massive. Home ownership provides numerous advantages including stability, financial security, freedom, self-expression, leverage and the opportunity to build equity over time. Home ownership does come with financial responsibilities, but this does not out way…
Can You Convert A Cross Lease Property To Freehold?
Can You Convert A Cross Lease Property To Freehold? To convert a cross lease property there are a number of things you need to think about. But first, let’s look at what is a cross lease and does it hinder the sale of a property, is it actually worth converting to a freehold title? What is a cross lease? A cross-lease is a type of…
5 Personal Insurance Products You Need To Seriously Think About
5 Personal Insurance Products You Need To Seriously Think About The world is changing, and we all need to think about changing with it, especially when it comes to personal insurance. But unfortunately a lot of the time we are too busy being too busy and sometimes neglect the things we actually need to think about or do something about as it can dramatically affect…
Why Should You Invest in New Zealand Property
Why Should You Invest in New Zealand Property? Investing in property has long been considered a reliable strategy for wealth accumulation and retirement planning, so why should you invest in New Zealand property? When it comes to property investment, New Zealand stands out as an attractive destination. With its stable economy, strong legal framework, and growing population, New Zealand offers numerous advantages for long-term gains…
Property Market Update May 2023
Property Market Update May 2023 Here we are well into another winter of real estate, and once again the market remains ‘low and slow’. However, we feel confident that the market is close to having bottomed out. There are several reasons for this: Mortgage rates are reasonably stable now and likely to remain so Low numbers of listings (properties coming to the market) and likely…
How I Tried And Failed To Work Through While Recovering From A Lower Leg Injury
How I Tried And Failed To Work Through While Recovering From A Lower Leg Injury In August of 2022 I was being a helper at my sons rugby training. Last training session of the season, the wonderful coach wanted to have a parents vs kids touch game. Running down the middle of the pitch or as my old coach used to call it, the fat-mans…